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Form N11M: Defence – mortgaged residential premises
Form N11M is the homeowner's defence when a mortgage lender asks the court for possession of the home.
Get your N11M filled in for you. Add your details and papers, and we fill in the official HMCTS form for the County Court or High Court in England and Wales, ready to check, sign and send.
Who uses form N11M
A homeowner with mortgage arrears facing a possession claim.
Deadline
Within 14 days after the particulars of claim are served. You can still attend the hearing even if you file late. Always check the dates printed on your court papers.
What you need to fill it in
- Whether you agree the arrears
- Your income, outgoings and what you can pay
- Your personal circumstances
Use it when
Homeowner facing a possession claim from a mortgage lender.
This page is legal information, not legal advice. You must check every answer, sign the statement of truth yourself and send the form to the court before your deadline.